Get pre-qualified
Know your number before you tour.
Pre-qualification is free and takes one conversation. It tells you what you can buy, and it tells agents you’re serious.
Getting ready
Three things to do this week.
- 01
Check your credit
Pull your free reports at annualcreditreport.com. If your score is below 640, look for errors and old balances worth disputing or paying down.
- 02
Gather the basics
Recent pay stubs, two years of W-2s or tax returns, two months of bank statements, and a photo ID. Self-employed? Add your business returns.
- 03
Talk to us before you shop
We’ll turn your pre-qualification into a real approval, the kind that gets offers accepted in a competitive Miami market.
Pre-qualified vs. pre-approved
A pre-qualification estimates what you can borrow. A pre-approval verifies it with documents and credit. Sellers take the second one far more seriously.
Thirty minutes. Your goals. Real options.
Start with a goal consultation. No credit pull, no obligation. We come back with the strongest structures on the market for your situation.